RETIREMENT

INVEST IN YOUR TOMORROWS

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Retirement Completion Specialists and Business Exit Strategy Benefits
We offer high quality insurance and financial products and services to the individual and business marketplace.

Mortgage Protection

Mortgage protection insurance, or MPI, is also called mortgage payment protection insurance, or MPPI. It's simply life insurance that pays your mortgage if a certain event, such as death, disability or job loss occurs.

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Retirement Planning

In this day and age you are responsible for securing your own financial future. Therefore, it is vitally important that you have access to a wide variety of secure retirement income solutions.

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Disability Insurance

U.S. Census Bureau figures show that nearly one in five Americans will become disabled for a year or more before age 65. Long-term disability insurance replaces lost wages due to illness or injury.

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Annuities

An annuity is a contract issued by an insurance company. It is a unique financial product that provides tax deferral of interest and capital gains and the option (if funds are annuitized) of a guaranteed monthly income for life.

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About RISOA

WHO WE ARE AND WHAT WE DO

RISOA is a professional financial planning organization that fosters professional standards in personal financial planning so that the public has access to and benefits from competent and ethical financial planning. We have offices in Rancho Palos Verdes and Los Angeles, California.

OUR TEAM

For over 20, years our team has provided full service Retirement Planning for individuals, small and mid-size companies ranging from 1-1,000 employees. Our main focus is in the retirement planning market for individuals and business.

MEMBERSHIPS AND ORGANIZATIONS
  • Affiliate member of the Los Angeles Bar Association
  • Los Angeles Womens Police Officers Association (LAWPOA)
  • Approved Vendor for County Employees
  • Los Angeles, Riverside and San Bernardino County Fire Fighters
  • We participate in events with various Law Enforcement organizations
WHO WE SERVICE

We work with individuals and businesses to assist them with their retirement income needs for both pre-tax and post-tax retirement benefit plans. Some of the programs that we specialize in are: Voluntary payroll deduction retirement benefit plans (both pre-tax and post tax plans) Key Executive Carve Out Benefit plans that are 100% fully insured and safe. Mortgage Protection Insurance, Life Insurance and Disability Insurance.

Why Choose the RISOA Retirement Program?

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